What Does Rental Car Coverage Actually Cover on Your Auto Policy?
Rental car coverage on your auto policy helps pay for a temporary vehicle while your car is being repaired after a covered claim. It's a convenient, cost-effective way to stay on the road. Learn how Hixson & Malinowski Insurance Agency can help you find the right coverage for your needs.
What is an Additional Insured on Your Business Insurance?
Adding an additional insured to your commercial insurance policy extends coverage to third parties, protecting them from specific liabilities. Whether it's a contractor, landlord, or event partner, this endorsement ensures proper risk management and contract compliance. Learn how Hixson & Malinowski Insurance Agency can help tailor your coverage for comprehensive protection.
Roof Damage and Home Insurance: What’s Covered and What’s Not
Will your homeowners insurance cover roof damage? It depends! While sudden storm damage is often covered, wear and tear from age or neglect is not. Learn more about what’s covered, what’s not, and how to protect your home in our latest blog.
Auto Glass Coverage: What You Need to Know About Filing a Claim
Cracked windshield? Don’t panic! Whether it’s a rock from the highway or a surprise hailstorm, auto glass damage is common—but it’s also covered under comprehensive insurance. Learn how to file a glass claim, get your windshield repaired, and get back on the road fast. Read our latest blog!
Which Life Insurance Policy is Right for You? Understanding the Options
Life insurance isn’t one-size-fits-all. Whether you’re looking to protect your mortgage, cover final expenses, or build wealth for retirement, the right policy makes all the difference. In our latest blog, we break down common life insurance scenarios and the policies that fit best. Read more to find out which coverage is right for you!
How Small Businesses Can Protect Themselves from Cyber Threats
Small businesses are prime targets for cyberattacks, yet many owners don’t realize the financial risks until it’s too late. Learn how cyber liability insurance can protect your business from phishing scams, data breaches, and ransomware—plus five essential steps to strengthen your cybersecurity.
Why Every Ohioan Should Consider an Umbrella Insurance Policy
In today's unpredictable world, standard insurance policies may not offer sufficient protection against significant liability claims. An umbrella insurance policy provides an extra layer of security, safeguarding your assets and financial future from unforeseen events. Discover why umbrella coverage is essential for Ohio residents and how it can protect you beyond the limits of your existing policies.
Beyond the Basics: Essential Specialized Insurance Coverages for Ohio Small Businesses
Is your Ohio small business protected against unexpected risks? Discover the importance of specialized insurance coverages like Employment Practices Liability Insurance (EPLI), Cyber Liability Insurance, and more in our latest blog post. Learn how these policies can safeguard your company from potential legal and financial challenges. Don't leave your business vulnerable—read now to ensure comprehensive protection.
Secret Auto Insurance Discounts You Can Take Advantage Of
Most drivers miss out on big savings! Discover 5 overlooked auto insurance discounts that could lower your premium today.
Top Reasons Insurance Policies Get Non-Renewed
Understanding why insurance policies get non-renewed can help you stay protected. From increased risk factors to missed payments, we break down the top reasons and how to avoid them. If you’ve received a non-renewal notice, Hixson & Malinowski Insurance Agency is here to help.
Affordable Home Insurance in Ohio: How to Find the Best Coverage for Your Needs
Owning a home in Ohio comes with unique risks, but finding affordable home insurance doesn’t have to be complicated. In our latest blog, we break down how to protect your property, save on premiums, and choose the right coverage for your needs. Read more and get peace of mind today!
Low-Hassle Ways to Save on Auto Insurance: Simple Tips for Ohio Drivers
Looking to save on auto insurance without the hassle? 🚗💰 Our latest blog shares simple tips for Ohio drivers to lower premiums, from bundling policies to maximizing discounts. Don’t overpay for coverage—read more now and start saving today
Protecting Your High-Value Items: Why Specialized Insurance Matters
Your most cherished possessions, like jewelry, fine art, and collectibles, deserve more protection than standard insurance can offer. In our latest blog, learn how to safeguard your high-value items with specialized insurance coverage. Don’t risk losing what matters most—read more now to ensure your valuables are fully protected!
Essential Insurance Insights: Protecting Your Ohio Home from Unique Risks
Owning a home in Ohio comes with its unique set of challenges, from managing water backup in high water table areas to navigating the heavy snowfall of the Snow Belt. Learn how to protect your property against these risks and ensure your insurance coverage is up to the task.
Winter Weather Insurance Tips for Cleveland Residents: How to Stay Protected
Cleveland winters bring snow, ice, and plenty of challenges for homeowners, drivers, and business owners. Are you prepared? Learn how to protect your home, car, and business with these essential winter weather insurance tips tailored for Cleveland residents. Don’t let winter catch you off guard—read more now!
What Ohioans Should Know About Auto Insurance Laws
Ohio drivers are required to carry auto insurance, but do you know the details behind the state’s coverage requirements? This blog breaks down everything Ohioans need to know, from minimum liability limits to optional coverages like uninsured motorist protection. Stay informed, protect yourself, and avoid costly penalties—read more now!
10 Common Insurance Myths Debunked: What You Need to Know
Think you know everything about insurance? Think again! In our latest blog, we debunk 10 common insurance myths that could be costing you money or leaving you underinsured. From renters insurance misconceptions to auto and home coverage myths, we separate fact from fiction. Don’t fall for these myths—read more now!