Contractors Insurance

Why Do I Need Contractors Insurance?

From lawsuits and accidents to damaged tools or unfinished projects, contractors insurance safeguards your livelihood from unexpected risks. Don’t leave your business vulnerable—let us help you customize a policy that fits your needs and budget.

Contractors Insurance Coverages

Contractors face unique risks on the job, and having the right insurance is essential to protect your business, tools, and employees. Here are the most common types of coverage included in a contractor's insurance policy:

Protects your business from third-party claims of property damage or bodily injury, such as if a client or visitor is injured at a job site.
Covers vehicles used for business purposes, including trucks and vans, protecting against accidents, theft, or damage.
Protects your office, warehouse, or storage facility, along with the contents inside, from perils like fire, storms, or theft.
Reimburses for the repair or replacement of essential tools and equipment that are damaged, lost, or stolen on a job site or in transit.
Protects structures under construction, including materials, equipment, and property, from risks like fire, theft, or vandalism.
Also known as Errors and Omissions insurance, this covers claims related to professional mistakes, missed deadlines, or design errors.
Covers specialized equipment and materials while they’re being transported to and from job sites or stored off-site.

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